Overview:Surplus Lines Insurance Market: Background & Analysis - In general, insurance is a highly regulated financial product. Every state requires licenses for insurance companies, and most states closely regulate both company conduct and the details of the particular insurance products sold in the state. This regulation is usually seen as important for consumer protection; however, it also creates barriers to entry in the insurance market and typically reduces to some degree the supply of insurance that is available to consumers. Rather than requiring consumers who may be unable to find insurance from a licensed insurer to simply go without insurance, states have allowed consumers to purchase insurance from non-licensed insurers, commonly called non-admitted or surplus lines insurers. Although any sort of insurance could be sold by a surplus lines insurer, most such transactions tend to be for rarer and more exceptional property and casualty risks, such as art and antiques, hazardous materials, natural disasters, amusement parks, and environmental or pollution risks. This book discusses surplus lines insurance, and property and casualty insurance.
This book is on page /d6967fe9748d6dc60a6682f497bcfd1c/book/1603728591-9781631179761. It was written by the following authors: Tory L McCoy. Book Surplus Lines Insurance Market: Background & Analysis, which can be read online, published by the company: Nova Science Publishers Inc. Other books on similar topics can be found in sections: Law, Business, Finance. The book was published on 2014-09-01 00:00:00. It has 62 pages and is published in Paperback format and weight 136 g. File for download Surplus Lines Insurance Market: Background & Analysis has PDF format and is called surplus-lines-insurance-market-background-analysis.pdf. Other books you can download below. Our sittindonesia.org site is not responsible for the content of PDF files.
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